Best for: Individuals who want guided support and education while taking an active role in their credit journey.

Includes:

Initial credit profile review & consultation
Monthly credit report analysis (via MSFN)
Personalized action steps & dispute strategy guidance
Education on:
- Payment history & utilization
- Negative account types
- Credit basics & stewardship
Email support during active subscription
Minimum commitment: 3 months (6 months recommended for meaningful progress)

⚠️ No guarantees on results or timelines — progress depends on credit history and consistency.